Payments & Billing Platform for
SaaS, AI and Digital Products

BagelPay is the all-in-one platform for running your SaaS business. Payments, subscriptions, tax, multi-currency payout, integration, and more.

Hero image
Hero image
Hero image

More growth
Less paperwork

Let us cover invoicing, payments, and taxes while you focus on what matters most - growing your business.

Get paid fast globally

Accept payments from 135+countries right out of the box with less setup.

Track your business insights

Keep track of your monthly recurring revenue, orders, and income from our dashboard

Payout to your fiat / crypto wallets

Paying your suppliers or withdrawing funds using fiat or stablecoins.

No entity? No problem!

One-stop services for merchants, businesses, and individuals across 100 countries.

Integrations

Integrations

Integrations

Build what you love

Integrate BagelPay your way - through no-code tools or with a single magic prompt. Your choice, zero hassle.

Lovable
Lovable
Lovable
bolt.new
bolt.new
bolt.new
V0
V0
V0
Framer
Framer
Framer
TRAE
TRAE
TRAE

Frequently asked questions

What is a Merchant of Record (MoR)?

BagelPay is a Merchant of Record (MoR), the reseller of your product. We handle the entire sales process on behalf of a business, including: - Processing payments & subscriptions - Managing taxes and compliance - Handling refunds and chargebacks Basically, when a customer makes a purchase, it's the MoR's name that shows up on their receipt or credit card statement and not the original business's. This setup is especially useful for global businesses because the MoR takes care of the complex stuff like international tax laws and local regulations.

Do I need an entity to sell globally with an MoR?

No, you don’t need a local entity in every country to sell internationally if you use a Merchant of Record (MoR). That’s one of the biggest advantages of using an MoR. When you partner with an MoR, they become the legal seller in each country or region. This means you don’t need to set up a local business in every place you want to sell The MoR handles local taxes, compliance, and financial regulations. You can sell globally without worrying about the legal and financial setup in each country Let’s say you're a SaaS company based in the U.S., and you want to sell in Europe, Canada, and Australia. If you act as your own MoR, you’d likely need to Register for VAT/GST in each region, understand local consumer laws and set up local bank accounts or business entities But if you use a Merchant of Record, they handle all of that for you.

Does Bagelpay improve checkout conversion rates?

Yes, Bagelpay can help improve your checkout conversion rates, and here’s how: 1. Localized checkout experience We offers localized payment pages in the customer’s language, currency, and preferred payment methods. This makes customers feel more comfortable and confident when buying, especially in global markets. People are more likely to complete a purchase when they see familiar payment options like Apple Pay, Google Pay, or local credit cards. 2. Trusted payment infrastructure We uses secure, reliable checkout systems that are optimized for speed and ease of use. A smooth, fast checkout = less cart abandonment. 3. Reduced payment failures We uses smart payment routing to reduce failed transactions. That means fewer declined cards, fewer frustrated customers, and more successful checkouts. 4. Compliance & trust signals We ensures your checkout process complies with local laws, tax rules, and privacy regulations. When customers see a compliant and professional checkout, it builds trust which boosts conversions.

Is there any payment processing fee?

Bagelpay charges a flat 5% + 50¢ processing fee across all payment methods—credit cards, Alipay, Google Pay, crypto wallets, you name it. Payout fees vary from 0% to 4% based on your preferred payout method, and multiple options are available.

What can I sell with Bagelpay?

Bagelpay was designed to support digital products. You can sell digital products ranging from SaaS, digital downloads, subscriptions, memberships, courses, and more. If you’re looking for a list of prohibited products, please review our documentation.

What is a Merchant of Record (MoR)?

BagelPay is a Merchant of Record (MoR), the reseller of your product. We handle the entire sales process on behalf of a business, including: - Processing payments & subscriptions - Managing taxes and compliance - Handling refunds and chargebacks Basically, when a customer makes a purchase, it's the MoR's name that shows up on their receipt or credit card statement and not the original business's. This setup is especially useful for global businesses because the MoR takes care of the complex stuff like international tax laws and local regulations.

Do I need an entity to sell globally with an MoR?

No, you don’t need a local entity in every country to sell internationally if you use a Merchant of Record (MoR). That’s one of the biggest advantages of using an MoR. When you partner with an MoR, they become the legal seller in each country or region. This means you don’t need to set up a local business in every place you want to sell The MoR handles local taxes, compliance, and financial regulations. You can sell globally without worrying about the legal and financial setup in each country Let’s say you're a SaaS company based in the U.S., and you want to sell in Europe, Canada, and Australia. If you act as your own MoR, you’d likely need to Register for VAT/GST in each region, understand local consumer laws and set up local bank accounts or business entities But if you use a Merchant of Record, they handle all of that for you.

Does Bagelpay improve checkout conversion rates?

Yes, Bagelpay can help improve your checkout conversion rates, and here’s how: 1. Localized checkout experience We offers localized payment pages in the customer’s language, currency, and preferred payment methods. This makes customers feel more comfortable and confident when buying, especially in global markets. People are more likely to complete a purchase when they see familiar payment options like Apple Pay, Google Pay, or local credit cards. 2. Trusted payment infrastructure We uses secure, reliable checkout systems that are optimized for speed and ease of use. A smooth, fast checkout = less cart abandonment. 3. Reduced payment failures We uses smart payment routing to reduce failed transactions. That means fewer declined cards, fewer frustrated customers, and more successful checkouts. 4. Compliance & trust signals We ensures your checkout process complies with local laws, tax rules, and privacy regulations. When customers see a compliant and professional checkout, it builds trust which boosts conversions.

Is there any payment processing fee?

Bagelpay charges a flat 5% + 50¢ processing fee across all payment methods—credit cards, Alipay, Google Pay, crypto wallets, you name it. Payout fees vary from 0% to 4% based on your preferred payout method, and multiple options are available.

What can I sell with Bagelpay?

Bagelpay was designed to support digital products. You can sell digital products ranging from SaaS, digital downloads, subscriptions, memberships, courses, and more. If you’re looking for a list of prohibited products, please review our documentation.

What is a Merchant of Record (MoR)?

Do I need an entity to sell globally with an MoR?

Does Bagelpay improve checkout conversion rates?

Is there any payment processing fee?

What can I sell with Bagelpay?