Our Vision

Make entrepreneurship more accessible, anywhere in the world.

Corporate red tape is strangling innovation. We're hacking the broken system, eliminating borders, and making global business effortless. No paperwork. No barriers. No BS. Just pure human potential, unleashed.

Meet the team

"As a serial entrepreneur I've experienced the pain of navigating financial infrastructure across different countries. That's why we built BagelPay – to help fellow entrepreneurs focus on creating, not operations."

Lawrence Xu

CEO

"As a serial entrepreneur I've experienced the pain of navigating financial infrastructure across different countries. That's why we built BagelPay – to help fellow entrepreneurs focus on creating, not operations."

Lawrence Xu

CEO

"As a serial entrepreneur I've experienced the pain of navigating financial infrastructure across different countries. That's why we built BagelPay – to help fellow entrepreneurs focus on creating, not operations."

Lawrence Xu

CEO

"My dream? Working remotely while exploring every corner of the planet, and hosting amazing parties with my crew whenever I want! We build BagePay for ourselves and for the nomad lives"

Andy Du

COO

"My dream? Working remotely while exploring every corner of the planet, and hosting amazing parties with my crew whenever I want! We build BagePay for ourselves and for the nomad lives"

Andy Du

COO

"My dream? Working remotely while exploring every corner of the planet, and hosting amazing parties with my crew whenever I want! We build BagePay for ourselves and for the nomad lives"

Andy Du

COO

"BagelPay isn't just a payment platform, it's a new way of life. With 10 years in risk management and security, I and our tech team are making sure you can collect payments with total confidence."

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Andrew Han Zheng

CTO

"BagelPay isn't just a payment platform, it's a new way of life. With 10 years in risk management and security, I and our tech team are making sure you can collect payments with total confidence."

Testimonial image

Andrew Han Zheng

CTO

"BagelPay isn't just a payment platform, it's a new way of life. With 10 years in risk management and security, I and our tech team are making sure you can collect payments with total confidence."

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Andrew Han Zheng

CTO

"I spent 5 years at Barclays managing market risk for complex credit products like CDS and bonds. Now, as a Merchant of Record, we're ready to take on all that complexity for entrepreneurs."

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Cruise Chen

Complaince & Community

"I spent 5 years at Barclays managing market risk for complex credit products like CDS and bonds. Now, as a Merchant of Record, we're ready to take on all that complexity for entrepreneurs."

Testimonial image

Cruise Chen

Complaince & Community

"I spent 5 years at Barclays managing market risk for complex credit products like CDS and bonds. Now, as a Merchant of Record, we're ready to take on all that complexity for entrepreneurs."

Testimonial image

Cruise Chen

Complaince & Community

"Fast and contactless payments with BagelPay keep our cafe line moving! Happy customers, happy bagel!"

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Tiannan Zhao

Head of Product & Design

"Fast and contactless payments with BagelPay keep our cafe line moving! Happy customers, happy bagel!"

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Tiannan Zhao

Head of Product & Design

"Fast and contactless payments with BagelPay keep our cafe line moving! Happy customers, happy bagel!"

Testimonial image

Tiannan Zhao

Head of Product & Design

Backed by global innovation leaders

Manifesto

Business used to start with paperwork.

Now it starts with an idea.

The world’s best new products are being sketched on napkins in Bali, shipped from a café in Hangzhou, and debugged at 2 a.m. in Lisbon. Not from boardrooms—From backpacks. From courage. From a tight-knit team who dares to dream.

But the world still pays like it’s 1999—paperwork at the door, borders in the way, and a tax of time on anyone daring enough to build from anywhere.

BagelPay exists to end that inertia.

We’re here for the 1,000,000 creators who will go from $0 → $1,000,000. For the indie hackers, designers, tutors, AI tinkerers, micro‑SaaS teams, and product folks who choose momentum over meetings. We believe technical barriers have dropped to one‑tenth, but operational friction hasn’t caught up. We’re fixing that.

Start without a company. Sell without borders. Get paid like a business from day one.

We sweat compliance so you can sweat product. We handle rails, risk, taxes, and the many paper cuts that stop good ideas at the prototype. Your job: make something people want. Our job: make sure money moves the moment someone wants it.

BagelPay is a loop: simple, everyday, complete. A closed circuit between you and your customers—no detours, no caveats, no “come back when you’re incorporated.”

We’re not building another app to click through. We’re building a business OS for teams of one (or two or three) that behaves more like oxygen: always on, invisible when you don’t need it, powerful when you do. The world doesn’t need more forms. It needs more creators shipping.

Make. Launch. Get paid. Repeat.